Optimize Portfolio Risk and Reinsurance Strategy

Managing the overall risk profile of the insurance portfolio and optimizing reinsurance arrangements are key strategic levers. LLMs can analyze portfolio data to identify concentrations of risk, evaluate the effectiveness of diversification strategies, and model the impact of different reinsurance structures (e.g., treaty adjustments) on capital adequacy and profitability. This supports data-driven decisions to align the portfolio with the insurer's risk appetite and strategic goals.